How can you avoid getting yourself into credit card debt? Well, one way is to start out in life with no credit cards. This sounds crazy, but many people through choice or necessity live without these apparently vital attributes of modern life.
There are other ways to ensure that, for example, you can buy products on line or through mail order, the most familiar of which is Paypal. Many people associate Paypal solely with their bank account, rather than with a credit card, effectively using Paypal like a debit card for non face to face transactions. And if you have income from business activities such as selling on E-bay, you will almost certainly have a Paypal account which is receiving that income.
This enables you to have the convenience of buying on line and by mail order without the temptations of running up debt which credit cards offer.
If however you do have entirely unmanageable credit card and consumer debt which has just run out of control, and which is getting beyond your awn ability to manage it, then you should immediately seek out the services of a debt consolidation loans agency. A debt consolidator will not only give you helpful financial advice, but will take over the management of your debts on your behalf, leaving you free to think about earning the money you need to get yourself out of debt.